Retirement Planning
We’ll work toward turning your personal objectives for financial independence into tangible goals and strategies. Together we’ll build a retirement plan that addresses your future financial needs.
Withdrawal Strategy
Understanding when to withdraw money and from which accounts is tricky. We’ll guide you in selecting when and what to withdraw from Social Security, pension plans, savings accounts and more.
Estate Planning
Leaving a legacy is a rewarding benefit of sound financial planning. Together we’ll ensure all the paperwork is in order and your wealth is ready to be passed down to the people you love.
Investing
Building a portfolio based on evidence-based investment strategies and your unique goals, time horizon and risk tolerance is a crucial part of any comprehensive financial plan.
Tax Planning
Inflation and taxation are the largest components that erode wealth. While we cannot control inflation, we will help you minimize taxation while making real-time decisions in your personal and business life. With access to most of your financial data, we will streamline your annual tax preparation and make life that much easier.
Education Planning
Sending your children or grandchildren off to college is a memorable life moment. But before the time comes, we’ll work together to understand how much you need to be saving.
Residential Real Estate
Real estate can be critical components of your global investment portfolio. Whether you are curious about investing or already have amassed properties, we are licensed and experienced to help you. We will analyze current returns, taxation, and estate management.
Commercial and Residential Real Estate Lending
Buying, selling, or refinancing can be key in your financial management. As a licensed lender, we can create financing and tax strategies to maximize your portfolio’s growth potential.
Comprehensive Financial Planning & Tax Management
Why does taking a holistic, personal approach to financial planning matter? Because we believe in building a solid, healthy foundation for a lifetime of smart, goal-based financial and tax management decision making.
By working with an experienced financial planning firm like ours, we can work together to help you see the big picture and understand how to manage your money in an effective manner.
We approach your financial picture comprehensively, which allows us to analyze what you have, evaluate what could be done better and search for every opportunity to optimize your wealth. We incorporate the Certified Financial Planning process in your plan.
We're Well Equipped to Help Those Facing
Stock Compensation
With Austin, Texas growing as a hub for new startups, it’s likely your employer has opted to offer you stock compensation options. We help busy professionals like you in Austin and beyond to understand the growing complexities of their compensation packages, so you can get back to doing what you love. Has your company announced they’re going IPO? Or are you facing important decisions about stock options or deferred comp? We’re here to help.
Retirement
Saving for retirement and transforming your savings into a tax-efficient, reliable stream of income require two very different skill sets. When retirement is right around the corner, we’ll work to make the transition into this new and exciting life stage as hassle-free and seamless as we can.
Expert Guidance
Rather than tuning in to the noise of the media and the market, we focus on developing tailored long-term plans designed to reach your financial goals.
As part of that plan, we place a special emphasis on protecting you and your portfolio from what is likely your biggest enemy - yourself. That’s because (thanks to the way we’re wired), most of us are prone to making poor investment decisions with our own money. Which makes a trusted advisor an important asset to your investment portfolio - because we can help keep your emotions and behavioral biases out of your investments.
Evidence-Based Investing
While some say there’s both a science and an art to investing, we tend to focus on the former. That’s why, as we develop your investment portfolio, we focus on what we’ve learned from decades of research, history and analysis - not from what some news anchor shares on TV.
The decisions we make in regard to your portfolio are based on scientific reasoning and your own long-term goals. We develop evidence-based portfolios that are low-cost, globally diversified and focused on capturing market returns through ETFs, index funds and other broad market mutual funds.
Financial Services
In an effort to both protect your wealth and provide peace of mind, we have chosen to utilize a third-party custodian, TD Ameritrade, to house our clients’ assets.
